Terms Of Use

TERMS OF USE – PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS WEB SITE

(Updated January 2018)

DISCLOSURES

TERMS OF USE

These Terms of Use are applicable to your use of this website.If you do not agree to be bound by all of these terms, please DO NOT USE AND ACCESS this website. You agree that any information you provide through this website will be truth and accurate.

First American reserves the right to modify this website and the Terms of Use. Any subsequent modification will be deemed to be included in these terms. First American further reserves the right to at any time, for any reason and without notice, change, modify, and discontinue the products or services offered in this website and to restrict your use of this website. First American further reserves the right to require a user to change their User ID or provide different answers to security questions if they are deemed inappropriate at First American’s sole discretion.

These Terms of Use apply to your use of this website and do not change any other contract or agreement of insurance between you and First American.

The commercial use, public display, transmission, distribution of any information, software, logo or other materials provided in this website is strictly prohibited without the prior written consent of First American.

First American reserves the right to seek all available remedies both in law and in equity for any violations of the Terms of Use of this website including but not limited to blocking access to this website.

By using this website, you agree to defend and indemnify First American from any and all third party claims, liability, damages, expenses (including but not limited to reasonable attorney’s fees) caused by or arising from your use of this website in an unauthorized manner in contradiction or violation of the Terms of Use or a violation of any law or the rights of a third party.

SCOPE OF USE

You cannot use this website to perpetrate an illegal activity. You are strictly prohibited from submitting, transmitting emails or materials or using this website to defame, libel, harass, threaten or infringe on others’ rights to intellectual, proprietary or property rights.

Further, you cannot use this website to submit, transmit any materials that contain nudity, obscene, violence or offensive subject matter or a link to an adult website

If you engage in such activities, First American reserves the right and the solendiscretion if or when appropriate to disclose any information you provide through the use of this website to law enforcement authorities

PRIVACY POLICY

Information relating to First American’s Privacy Policy can be accessed by clicking on this link Notice of Privacy Policy.

NO WARRANTIES

The information, calculators, software, or other materials and any products or services on this website are provided on an “as is” basis without any warranty of any kind, express or implied including but not limited to warranties of merchantability and fitness for a particular use or purpose. First American does not make any warranty as to the accuracy, completeness, non-infringement of the information, calculator, software or other materials or products or services provided on this website. If you are a resident of a state that does not allow the disclaimer of implied warranties then the foregoing disclaimer may not apply to you. You may have other legal remedies and rights that vary from state to state.

Your use of the information and materials is at your own risk. Any risk arising out of your use of the information, calculators, software, or other materials and any products or services remains entirely with you.

Under no circumstances will First American be liable for any damages whatsoever (direct, indirect, compensatory, consequential, or special damages) arising out of the use of the information and materials on this website whether based in contract, tort, negligence, strict liability or other legal theories.

Any information or description contained on this website are for general informational purposes only and not intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services. Nothing provided on this website alters the terms, provisions, exclusions and conditions contained in the insurance policy and in any endorsements. Please read the policy for a complete description of coverage.

AVAILABILITY OF PRODUCTS / SERVICES

First American does business in certain states in the United States. Not all of the products and services described on this website are available in all states. You may not be eligible for all the products, services or discounts described in this website. Coverage options, limits, discounts and deductibles are subject to availability and to qualified application having met underwriting criteria. First American reserves the right and discretion to make a determination of eligibility for such products, services or discounts as permitted by law.

INSURANCE QUOTES / COVERAGES

At this point in time, on line quotes may not be available for all states, products, services or coverage selections. If you need additional information about First American’s products, services, or coverages, please contact our authorized insurance agents.

All insurance quotes are based on the information provided by you and are not intended to be a binder, contract or agreement to provide insurance coverage. ALL COVERAGE DESCRIPTIONS PROVIDED ON THIS WEBSITE ARE GENERAL DESCRIPTIONS OF AVAILABLE COVERAGES. NOTHING ON THIS WEBSITE ALTERS THE TERMS, PROVISIONS, EXCLUSIONS AND CONDITIONS CONTAIN IN THE POLICY AND ITS ENDORSEMENTS. PLEASE READ THE POLICY AND ALL OF ITS ENDORSEMENTS FOR A COMPLETE DESCRIPTION OF COVERAGES.

GOVERNING LAW / SEVERABILITY

These Terms of Use shall be governed and interpreted in all respects by the laws of the State of California USA, without respect to any conflict of laws provisions. These Terms and all documents incorporated herein by reference constitute the entire agreement between First American and you with respect to this Web Site. If any portion of these Terms of Use is held invalid, void, and unlawful or for any reason unenforceable, then the invalid, void, unlawful or unenforceable provision shall be severable from the remaining provisions. Such invalid, unlawful, void or unenforceable provision shall not affect the validity or enforceability of any of the remaining provisions.

PROPERTY RIGHTS / TRADEMARKS

First American reserves all right to its intellectual property. Except where otherwise indicated, all materials on this website including but not limited to logos, graphics and files are the intellectual property of First American. Nothing contained on this website should be construed by implication as granting, estoppel, license right to use any trademark contained in this website without the prior written consent. Unauthorized use of First American trademarks, logos is strictly prohibited. Such unauthorized use may be a violation of Federal and State trademark law.