Landlord

Product Information

Experience and Value

Consumers know a rental property is an important investment and provides a constant source of income. When a loss occurs, you have more on your mind than property damage. With First American Property and Casualty Insurance Group, you won’t have to worry about a thing. Our Landlord Insurance covers your rental property against damage and loss of rent if covered losses make your property inhabitable.

As a Landlord, owning a rental property can cause specific insurance issues. Landlords need to be protected against property damage, liability claims, and rent loss.

With superior customer service and claims handling, our commitment to quality has earned First American Property and Casualty Insurance Group an "Excellent" (A) rating from A.M. Best rating service.

Coverage

What Landlord Insurance Covers:

  • Your income/investment property
  • Detached or other structures on your property – including detached garage, sheds, etc…
  • Personal property for use by the tenant – including refrigerator, washer/dryer, or microwave

Property Specific Coverages

  • Rent loss – Fair rent value if your property is uninhabitable during a covered loss. We will pay you for income loss due to your tenants not paying your rent
  • Liability – If someone is injured on your rental property or any claims you are legally responsible for due to a covered loss

Discounts

Save money when you utilize First American Discounts. Discounts are available for:

  • Fire Alarm and Sprinklers in your home
  • Loyalty credit if you are a valued First American customer for more than a year